Pay every bill.
Life, made effortless.
Airkobo is the smart payment app for airtime, data bundles, electricity, cable TV, gift cards and more. Pay any bill in seconds from your phone, anywhere in Nigeria.
Join thousands paying the smart way
Payment done
₦5,000 airtime · 8s
Smart reminder
DStv due in 2 days
Pay for everything you already use
Everything you pay for, in one place
From airtime to exam PINs, Airkobo brings all your payments together: beautifully simple and lightning fast.
Airtime
Top up any network in seconds: MTN, Glo, Airtel or 9mobile.
Data Bundles
Affordable data plans for every network and budget.
Electricity
Pay prepaid and postpaid bills and get your token instantly.
Cable TV
Renew DStv, GoTV and StarTimes without the queues.
Internet
Stay connected with Smile, Spectranet and more.
Betting
Fund your betting wallet the moment inspiration strikes.
Education
Buy WAEC, NECO and JAMB e-PINs in a tap.
Gift Cards
Buy and sell popular gift cards at great rates. Coming soon.
Pay for anyone, anywhere, in a sentence
Top up a sibling's data, settle your parents' electricity bill, fund a friend's wallet. Airkobo turns a quick message into a finished payment.
- Send money and airtime to any number instantly
- Save beneficiaries so repeat payments take one tap
- Every transfer confirmed before a kobo moves
4.9 average rating from users
Sent to Mum
₦10,000 · instant
Data active
20GB · MTN
Smart reminder
DStv due in 2 days
An AI that actually pays your bills
No menus. No forms. Tell Airkobo what you need in plain language and watch it happen, then get smart reminders before your next renewal.
- Natural-language payments: type or speak your request
- Confirms every detail before money moves
- Predicts and reminds you of upcoming renewals
- Understands your spending and surfaces insights
Three steps to effortless money
Create your account
Sign up in minutes and verify your identity to unlock your secure Airkobo wallet.
Fund your wallet
Top up instantly via your dedicated bank account or a quick card payment.
Just ask
Tell the AI what to pay, or tap a service, and Airkobo handles the rest in seconds.
Built to make money effortless
Every detail is engineered to remove friction so paying feels less like a chore and more like a conversation.
AI assistant
Just tell Airkobo what you need and it is done in seconds. No menus, no friction.
One smart wallet
Fund once and pay for everything. A dedicated NGN account, instant top-ups and a balance you control.
Every bill, one app
Airtime, data, electricity, cable TV, gift cards and more. All your payments in a single place.
Bank-grade security
KYC-verified accounts, encrypted transactions and biometric sign-in keep your money safe.
Smart insights
See where your money goes and get gentle reminders before your subscriptions are due.
Transparent pricing
Clear, capped fees on every transaction. What you see is what you pay. Always.
People can't stop talking about Airkobo
“I paid my electricity bill by literally typing one sentence. Airkobo is the easiest fintech app I have used.”
Chidinma A.Small business owner, Lagos“The reminders before my DStv expires are a lifesaver. I never miss a renewal now.”
Tunde B.Product designer, Abuja“Funding my betting wallet and buying data used to mean three apps. Now it is just Airkobo.”
Emeka O.Student, EnuguFrequently asked questions
Wallet funded
₦50,000 · instant
Renewal reminder
Data in 3 days
Airkobo, in your pocket
Download Airkobo on iOS and Android and pay any bill in seconds, wherever you are.
- Set up your secure wallet in minutes
- Pay or top up by simply asking the AI
- Smart reminders so you never miss a renewal
Ready to make money effortless?
Join thousands paying their bills the smart way. Download Airkobo AI and let your assistant do the work.